Financing
Flexible Financing Options for Your Roofing Project
We help homeowners across Wisconsin and Illinois find a payment approach that fits their budget.
Overview
Roofing Solutions That Work With Your Budget
A roof repair or replacement often shows up when you least expect it, whether it's storm damage, an aging roof, or a leak that can't wait. With over 35 years of experience, we know that protecting your property shouldn't mean added stress about how to pay for it.
Every project is different, and so is every customer's situation. That's why we make it easy to explore the payment options available to you. Many customers use their own bank or credit union, apply insurance claim proceeds, use a credit card, or pay in full. Internal payment plans may also be available depending on your project.
Our goal is simple: give you clear, honest estimates and help you talk through the approach that makes the most sense for your home or business.
Why Homeowners & Businesses Trust Avondale Roofing
Since 1988, property owners across Wisconsin and Illinois have relied on us for honest guidance, quality craftsmanship, and dependable service from start to finish.
GAF Master Elite certified contractor
5-star customer rating
Prompt response, often within 24 hours
Clear communication throughout every project
Fully licensed, bonded, and insured
Residential and commercial roofing expertise
We treat every property with care and every customer with respect. Whether the job is a minor repair or a full roof replacement, we show up professionally, keep you informed, and deliver results that hold up for the long haul.
Payment Options
Ways to Pay for Your Roofing Project
There's no single right way to pay for a new roof. Here are the most common options our customers choose. During your estimate, we're happy to talk through what fits your situation best.
Use Your Own Bank or Credit Union
Many homeowners work with a lender they already know and trust. Personal loans, home equity loans, and lines of credit are all common ways to fund a roofing project on terms that work for you.
Insurance Claim Proceeds
If storm, hail, or wind damage triggered an insurance claim, those funds can go toward your repair or replacement. We have experience working alongside homeowners during the claims process to keep things clear and organized.
Credit Card Payments
For smaller repairs or homeowners who prefer using existing credit and rewards, credit card payments can be a convenient option.
Internal Payment Plans
Payment plans may be available depending on your project scope. Ask our team about current options during your free estimate.
Pay in Full
Prefer to keep it simple? Paying in full means one payment, no monthly balance, and one more project checked off your list.
Easy Process
How Hearth Financing Works
Getting financing for your roofing project is quick and easy with our streamlined process.
Get Pre-Qualified
Complete Hearth's simple online application form. It takes less than 2 minutes, and pre-qualification doesn't affect your credit score.
Compare Your Options
Compare multiple financing options from various lending partners. Hearth provides helpful tips to match you with the right financing solution.
Complete Your Project
Once you've finalized your financing, we'll schedule your project at a convenient time. No need to delay your project due to budget constraints.
Pre-qualification doesn't affect your credit score!
Payment Estimator
Estimate your monthly payments based on your project cost and financing terms.
FAQs
Common Homeowner Questions
Find answers to common questions about our financing options.
-
No, when you complete the prequalification form, lenders perform a "soft" credit inquiry. This allows you to compare lender offerings without affecting your credit score.
-
All of the financing options available through Hearth do not include prepayment penalties, allowing you to pay off your loan early without additional fees.
However, specific terms may vary by lender, so it's important to review the details of your selected financing option.
-
An unsecured loan is not tied to any specific asset ("collateral") that the borrower pledges to the lender as security in case of non-repayment.
On the other hand, a secured loan involves collateral, such as a vehicle or home, which the lender can claim if the borrower fails to repay the loan.
-
Lenders check your credit history, income, expenses, and how much debt you have compared to your income to decide if you qualify for a loan.
-
You can usually get your money within 1 to 5 business days.
-
In most states, the minimum loan is $1,000, but we suggest asking for at least $2,000 since many of Hearth’s lenders only offer loans of $2,000 or more.
-
Most Hearth lenders don’t allow delayed funding, but check with your lender. At least one Hearth lender lets you schedule the deposit 45 days after approval.
-
Yes! Hearth’s offers various loan options, so you can choose to finance less, the exact amount, or more to fit your project and payment needs.
-
Add a co-borrower if you don’t qualify for a loan or want a lower interest rate. Both of you will sign the loan and be responsible for paying it back.
-
Yes, Hearth’s lenders need proof of the income you report.
-
Yes, you can complete the pre-qualification form again and include a co-borrower. Having a co-borrower might improve your chances of qualifying for a loan or securing better interest rates.
Don't see your question here? Contact us directly and we'll be happy to help.
Ready to Get Started?
Get pre-qualified in minutes and see your personalized financing options without affecting your credit score.